FOCUS ON RETIREMENT & EXECUTE PLANS

Complete all the items in the 24 to 36 months, 18 to 24 months, 12 to 18 months, and 6 to 12 months checklists. If you are just beginning your preparations for retirement you must work on all items simultaneously, including those in this list.

It’s the home stretch and your focus must go from planning to execution. Most of your focus should be on your retirement now.

Any decisions you postpone now may adversely impact your retirement or benefits.

Do the following tasks prior to the beginning of your terminal leave and transition administrative assistance:

• If you desire a Dental and/or Vision Insurance plan, enroll in FEDVIP through the Benefeds website between 31 days prior to your military retirement date and up to 60 days following. To prevent a gap in coverage between your active duty or reserve plan and your new FEDVIP plan, you must enroll prior to your military retirement date.

• Execute the following in a timely manner (between 180 and 90 days before separation):
  • Register for Department of Veterans Affairs (VA) Healthcare on the VA.gov site.
  • Submit VA Form 21-526EZ (Application for Disability Compensation and Related Compensation Benefits) to be considered for disability compensation.

• Use the Benefits Delivery at Discharge (BDD) Program.

• Update your wills and powers of attorney with the Staff Judge Advocate.

• If moving:
  • House Hunt
  • Schedule delivery of your household goods with the Transportation Office.

• Schedule and finalize your retirement ceremony.

• Change your email address in any account that contains your DoD email address.

• Apply for a DS Logon, so you have access to DoD systems such as your Army personnel records, VA and TRICARE records after you turn in your CAC. It is easier to do this prior to retirement, while you still have your CAC. For more information, view the DS Logon FAQs.

• Complete all tasks in the 1 to 6 months checklist.

NOTE: Find location and contact information for installation offices such as legal services and transportation on the MyArmyBenefits Resource Locator for your state.

• Submit DD Form 2656 [Data for Payment of Retired Personnel and Survivor Benefit Plan (SBP) election] and, if needed, DD Form 2656-1 (SBP election for a former spouse) to your servicing RSO. 

NOTE: If you have not already, you must contact an RSO and receive SBP Counseling prior to completing DD Form 2656.

• • Under the Blended Retirement System (BRS)—submit the form(s) at least 90 days from retirement if you want a lump sum of your retired pay at retirement
  • Not under the BRS—submit the form(s) at least 60 days from retirement

IMPORTANT: If you decline SBP or elect a reduced amount, your spouse must sign the DD Form 2656 and it must be notarized.

NEXT

• Final Preparations & Actions: Month of Retirement

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• Start Researching: 24 to 36 Months Before Retirement
• Begin Decision Making: 18 to 24 Months Before Retirement
• Set the Date: 12 to 18 Months Before Retirement
• Submit Retirement Request: 6 to 12 Months Before Retirement