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August - October 2026

The Official Newsletter for Retired Soldiers, Surviving Spouses & Families

COVER STORY

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Army National Guard Gray Area Retirees

To our Army National Guard Retired Soldiers and families: Serving in the Army National Guard hasn’t just been a chapter in your life; it’s been a lifelong commitment to your community, your state, and your nation

MONEY MATTERS

Gray Area Retirees: DFAS goes digital

As Army Echoes recently made the exciting pivot to become a fully digital publication, it is the perfect time for us at DFAS to talk about the power of digital connection with us, both now and into the future

Can You Spot a Military Debt Scam?

Scammers promise to solve your debt problems to trick you into paying them instead of your actual lender. If a caller offers to help you enroll in a special “military debt forgiveness” program, pause. That’s probably a scam

2026 Retired Soldier Guide Available

The 2026 Retired Soldier Handbook is now available at your local Retirement Services Office and on the Post Retirement page here on the SFL website

The purpose of the U.S. Army Retired Soldier Handbook is to provide current and updated information for Retired Soldiers and their families, about the benefits and entitlements they’ve earned through their years of faithful service.

It is important that all Retired Soldiers maintain a working knowledge of their benefits and entitlements in order to take full advantage of them. In addition to the information presented here, Retired Soldiers should refer to Army Echoes which also highlights changes in benefits and entitlements. The current and previous editions of Army Echoes dating back to 2022 are available here on the SFL website.

PLANNING

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TRICARE Open Season 2026

Each fall, TRICARE Open Season lets you change your health care plan for the next calendar year. Changes you make during this time start on Jan. 1 of the next year. TRICARE Open Season applies to you if you have or qualify for TRICARE Prime (including the Uniformed Services Family Health Plan and the TRICARE Prime Demo), or TRICARE Select.

Recently Retired? Explore FEDVIP!

If you recently retired from the uniformed services, you’ve likely considered dental and vision benefits in your retirement plan. Good news: The Federal Employees Dental and Vision Insurance Program (FEDVIP) is available to you.

TRICARE Rx Options While Overseas

If you live or travel overseas, you can still get your TRICARE-covered prescriptions. But be aware, the process works differently overseas than it does in the U.S. It also depends on whether you’re traveling or if you live overseas permanently.

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The Importance of Having a Will

If you're like most people, creating a will is probably not high on your to-do list. In fact, more than half of Americans do not have wills. Peace of mind comes with creating one, and it's much easier than you might think.

COMMUNITY

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My Toughest Transition Yet

This story’s headline summarizes what many hundreds of military retirees told me about their experiences transitioning to Medicare at age 65. In this story, I share my personal experience navigating the transition to Medicare...

Claims Help for 1973 Records Fire

The Department of Veterans Affairs (VA) is making the claims process easier for veterans whose records were damaged or destroyed in the 1973 fire at the National Personnel Records Center (NPRC).

Building Connections, Saving Lives

After military service, a sense of purpose can help veterans in their next chapter. Suicide prevention can start with something as simple as helping a veteran feel supported, connected and needed after the uniform comes off.

VA Goes Digital: No More “Last Four”

For veterans, superior care begins the moment they check in at a VA medical facility. For years, they’ve had to provide their “last-four,” or the last four digits of their social security number (SSN) for various services at VA facilities.

JBLM hosts hometown heroes

Joint Base Lewis-McChord (JBLM), in Washington state hosted its annual Retiree Appreciation Day (RAD), June 26. The base’s Retirement Services Office (RSO) and installation leadership coordinated the event with an impressive turnout of military leaders...

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Attend a 2026 Retiree Appreciation Day in Your Area!

Retiree Appreciation Days (RADs) happen all over the world every year.  You can join in on the fun wherever you are.
 
Check the Retiree Appreciation Day calendar and find out when we will be in your area. We look forward to seeing you there!

IN EVERY ISSUE

Joe Answers Reader Questions

In this issue Joe provides answers on renewing retired military IDs and TRICARE coverage for college students.

A Home for Those Who Served

As Retired Soldiers plan for the future and consider their long-term care and housing options, they may come across a unique benefit available through the federal government—the Armed Forces Retirement Home (AFRH).

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Current Issue

Browse the full newsletter document for all the articles and information.

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Past Issues

Read past issues of Army Echoes for more helpful articles and information.