By FedPoint     July 2025

If retiring from service is on the horizon, you’re likely considering dental and vision benefits as you transition to civilian life. The good news is that coverage through the Federal Employees Dental and Vision Insurance Program (FEDVIP) is available to you.

Sponsored by the U.S. Office of Personnel Management (OPM), FEDVIP is a voluntary, enrollee-pay-all dental and vision insurance program with more than 3.5 million currently enrolled, giving the program high marks for quality and value.

In general, retired uniformed service members, their families, and survivors are eligible for FEDVIP dental coverage and, if they’re enrolled in a TRICARE health plan, FEDVIP vision coverage.

FEDVIP offers you a range of plans from 12 dental and five vision carriers, such as:

• regional dental plans as well as nationwide dental and vision plans with international coverage

• plans featuring high and standard options

• a choice between three enrollment types: self, self plus one, or self and family

To familiarize yourself with the program, visit BENEFEDS.gov/military. BENEFEDS is the government-authorized online marketplace where you can research FEDVIP’s current list of carriers, enroll in dental and vision plans, and pay for voluntary benefits.

Shop for plans with confidence using our decision support tools

Our online suite of interactive decision tools offers support to help you plan and select the best coverage for you and your family by allowing you to:

• Research plans: Use our plan comparison tool to compare plans side by side and see how they differ in terms of rates, benefits, and coverage information.

• Estimate costs: Do you have an upcoming dental procedure? Our new lookup tool can estimate your potential in-network, out-of-pocket expenses of the most common dental services, helping you choose a plan that fits your budget.

Take advantage of your enrollment period

Recently retired uniformed service members are considered newly eligible for FEDVIP. This includes Retired Reserve members age 60 and older and Gray Area Retirees (GAR) under age 60 who are not yet receiving retirement pay. You may enroll between 31 days before your military retirement date and up to 60 days following.

Note: Enrollment is not automatic. To prevent a gap in dental coverage between your active or reserve duty dental plan and your FEDVIP plan, you must enroll in FEDVIP before your military retirement date. If you don’t enroll within 60 days following your retirement date, you must wait until the next open season, which runs from the Monday of the second full work week in November through the Monday of the second full work week in December.

Your opportunity to enroll is now. Visit BENEFEDS.gov to include FEDVIP as part of your retirement benefits today.

BENEFEDS is administered by FedPoint® under the oversight of the U.S. Office of Personnel Management. FedPoint is a trade name of the legal entity Long Term Care Partners, LLC®.