Have you recently retired from service? Explore your FEDVIP options today

By FedPoint     May 2025

If you recently retired from the Army, you’ve likely considered dental and vision benefits in your retirement plan. Good news: The Federal Employees Dental and Vision Insurance Program (FEDVIP) is available to you.

Sponsored by the U.S. Office of Personnel Management (OPM), FEDVIP is a voluntary, enrollee-pay-all dental and vision insurance program with more than 3.5 million men and women currently enrolled, giving the program high marks for quality and value.

In general, retired uniformed service members, their families, and survivors are eligible for FEDVIP dental coverage and, if they’re enrolled in a TRICARE health plan, FEDVIP vision coverage.

FEDVIP offers you a range of plans from 12 dental and 5 vision carriers, such as:

  • regional dental plans as well as nationwide dental and vision plans with international coverage
  • plans featuring high and standard options
  • a choice between three enrollment types: self, self plus one, or self and family

To familiarize yourself with the program, visit: https://www.benefeds.gov/general/uniformed-services. BENEFEDS is the government-authorized online marketplace where you can research FEDVIP’s current list of carriers, enroll in dental and vision plans, and pay for voluntary benefits.

Shop for plans with confidence using our decision support tools

Our online suite of interactive decision tools offers support to help you plan and select the best coverage for you and your family by allowing you to:

Take advantage of your enrollment period

  • Research plans: With our plan comparison tool, you can easily compare different plans side by side and see how they differ regarding rates, benefits, and coverage information.
  • Estimate costs: Do you have an upcoming dental procedure? Our new lookup tool can estimate your potential in-network, out-of-pocket costs of the most common dental services, helping you choose a plan that fits your budget.

Recently retired uniformed service members are considered newly eligible for FEDVIP. This includes Retired Reserve members age 60 and older and gray area reservists under age 60 who are not yet receiving retirement pay.

Those who recently retired from the uniformed services have a 60-day enrollment window to enroll in a FEDVIP dental and/or vision plan. (The only exception to this is that retiring uniformed service members are eligible to enroll between 31days before their military retirement date and up to 60 days following.) Note: Enrollment is not automatic. If you don’t enroll within 60 days from your retirement date, you must wait until the next open season, which runs from the Monday of the second full work week in November through the Monday of the second full work week in December, or a Qualifying Life Event (QLE).

 Your opportunity to enroll is now. Visit BENEFEDS.gov to include FEDVIP as part of your retirement benefits today.

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