The Department of Defense Survivor Benefit Plan (SBP) program was established by Congress in 1972 to give retiring Soldiers a way to provide a portion of their retired pay to their eligible survivors should they pass away. Choosing to participate in the SBP program extends a portion of the benefit of retired pay past the lifetime of the Retired Soldier to their eligible survivor(s).

DA SBP BRIEFING

Everything you need to know about the Survivor Benefit Plan, or SBP.

RETIREMENT PLANNING GUIDE

Read Chapter 6 for SBP information for retiring Soldiers and Chapter 7 for former spouse SBP information.

RETIRED SOLDIER HANDBOOK

Find information on the SBP and annuities for certain military surviving spouses in Chapter 9.

DOD ACTUARY SBP PAGE

Information about replacing SBP with life insurance, DoD subsidies for SBP premiums, and more.

SBP PREMIUM CALCULATOR

See personalized reports, perform "what-if" exercises to see how your premium might change, and review related fact sheets.

THE OFFICE OF FINANCIAL READINESS

Find additional financial resources on SBP and other related topics with financial planning.

SBP OPEN SEASON 2023

The SBP Open Season 2023 ends 1 January 2024. Click to get the most up to date information.

SBP OPEN SEASON 2023

Click to find out more information on what to consider before making your decision about SBP/RCSBP during the Open Season.

SBP OPEN SEASON 2023 ENROLLMENT SBP FACT SHEETS

Click to find out more information about enrolling in SBP coverage and the procedures of how to do it.

SBP OPEN SEASON 2023 ENROLLMENT RCSBP FACT SHEETS

Click to find out more information about enrolling in RCSBP coverage and the procedures of how to do it.

SBP OPEN SEASON 2023 LETTER OF INTENT

Click to get the SBP/RCSBP Letter of Intent.

SBP OPEN SEASON 2023 ENROLLMENT FORM 

Click here for the SBP/RCSBP enrollment form found on the DFAS SBP Open Season Focus page. You will need to complete the LOI and receive your estimate before completing this form. Make sure you check out the fact sheets and speak with a financial counselor and your RSO before completing it.

SBP OPEN SEASON DISCONTINUE FACT SHEET

Click to find out more information on what to consider before discontinuing SBP coverage and the procedures of how to do it.

RCSBP OPEN SEASON DISCONTINUE FACT SHEET

Click to find out more information on what to consider before discontinuing RCSBP coverage and the procedures of how to do it.

RCSBP/SBP SEASON DISCONTINUATION FORM 

Click to get the SBP/RCSBP discontinuation form. Make sure you check out the fact sheets and speak with an Army financial counselor and your RSO before completing it.

SBP PLANNING WHILE SERVING FACT SHEET

Learn all about the Survivor Benefit Plan as it applies to you and your family while your Soldier is still serving

SURVIVOR BENEFITS CALCULATOR

Use this CAC-enabled tool to see some of the benefits that will be important for your estate planning.

DA RCSBP BRIEFING

Learn all about the Reserve Component Survivor Benefit Plan, or RCSBP.

RCSBP FACT SHEET

This fact sheet explains how participation in RCSBP affects the general provisions of the SBP.

INITIAL RCSBP ELECTION

How do you make your initial RCSBP election? Click here to find out.

MAINTAINING RCSBP ELECTIONS

Be sure to keep your RCSBP elections up to date over time. Click to learn how to do that.

RCSBP BASIC QUESTIONS

Have basic questions about the RCSBP? Click to find some of the answers.

SBP PREMIUM CALCULATOR 

See personalized reports, perform "what-if" exercises to see how your premium might change, and review related fact sheets.

SBP FACT SHEET - SURVIVOR OF RETIRED SOLDIER

As a survivor of a Soldier who retired from the Army, use the fact sheet to learn some basic information about your SBP annuity.

SBP FACT SHEET - SURVIVOR OF A SOLDIER WITH A LINE OF DUTY DEATH

As a survivor of a Soldier who died in the line of duty, use this fact sheet to learn some basic information about your SBP annuity

SURVIVOR BENEFITS CALCULATOR

Use this CAC-enabled tool to see some of the benefits that will be important for your estate planning.

SURVIVING SPOUSES PAGE

Our Surviving Spouses page has links to more resources on survivor benefits and assistance.

OFFICE OF FINANCIAL READINESS

Find additional financial resources concerning estate planning.

CHANGES TO OPTIONAL CHILD ONLY

Learn about the repeal of the optional child annuity and the transition.
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