SBP OPEN SEASON
SBP WHILE SERVING
RCSBP
SURVIVORS
CONTACT YOUR RSO
The National Defense Authorization Act (NDAA) for Fiscal Year 2023 includes a Survivor Benefit Plan (SBP) Open Season. The SBP Open Season began on December 23, 2022 and ends on January 1, 2024. The Department of Defense, along with the Defense Finance and Accounting Service (DFAS) and the branches of service, are working on implementation guidance, forms, policies and procedures. For the most up-to-date information, go to https://www.dfas.mil/RetiredMilitary/provide/sbp/SBP-Open-Season-NDAA2023/. Check back on this page for Army-specific information. We will publish more information as it is received.
The Department of Defense Survivor Benefit Plan (SBP) program was established by Congress in 1972 to give retiring Soldiers a way to provide a portion of their retired pay to their eligible survivors should they pass away. Choosing to participate in the SBP program extends a portion of the benefit of retired pay past the lifetime of the Retired Soldier to their eligible survivor(s).
DA SBP BRIEFING
Everything you need to know about the Survivor Benefit Plan, or SBP.
RETIREMENT PLANNING GUIDE
Read Chapter 6 for SBP information for retiring Soldiers and Chapter 7 for former spouse SBP information.
RETIRED SOLDIER HANDBOOK
Find information on the SBP and annuities for certain military surviving spouses in Chapter 9.
DOD ACTUARY SBP PAGE
Information about replacing SBP with life insurance, DoD subsidies for SBP premiums, and more.
SBP PREMIUM CALCULATOR
See personalized reports, perform "what-if" exercises to see how your premium might change, and review related fact sheets.
THE OFFICE OF FINANCIAL READINESS
Find additional financial resources on SBP and other related topics with financial planning.
SBP OPEN SEASON 2023
The SBP Open Season 2023 ends 1 January 2024. Click to get the most up to date information.
SBP OPEN SEASON 2023
Click to find out more information on what to consider before making your decision about SBP/RCSBP during the Open Season.
SBP OPEN SEASON 2023 ENROLLMENT SBP FACT SHEETS
Click to find out more information about enrolling in SBP coverage and the procedures of how to do it.
SBP OPEN SEASON 2023 ENROLLMENT RCSBP FACT SHEETS
Click to find out more information about enrolling in RCSBP coverage and the procedures of how to do it.
SBP OPEN SEASON 2023 LETTER OF INTENT
Click to get the SBP/RCSBP Letter of Intent.
SBP OPEN SEASON 2023 ENROLLMENT FORM
Click here for the SBP/RCSBP enrollment form found on the DFAS SBP Open Season Focus page. You will need to complete the LOI and receive your estimate before completing this form. Make sure you check out the fact sheets and speak with a financial counselor and your RSO before completing it.
SBP OPEN SEASON DISCONTINUE FACT SHEET
Click to find out more information on what to consider before discontinuing SBP coverage and the procedures of how to do it.
RCSBP OPEN SEASON DISCONTINUE FACT SHEET
Click to find out more information on what to consider before discontinuing RCSBP coverage and the procedures of how to do it.
RCSBP/SBP SEASON DISCONTINUATION FORM
Click to get the SBP/RCSBP discontinuation form. Make sure you check out the fact sheets and speak with an Army financial counselor and your RSO before completing it.
SBP PLANNING WHILE SERVING FACT SHEET
Learn all about the Survivor Benefit Plan as it applies to you and your family while your Soldier is still serving
SURVIVOR BENEFITS CALCULATOR
Use this CAC-enabled tool to see some of the benefits that will be important for your estate planning.
DA RCSBP BRIEFING
Learn all about the Reserve Component Survivor Benefit Plan, or RCSBP.
RCSBP FACT SHEET
This fact sheet explains how participation in RCSBP affects the general provisions of the SBP.
INITIAL RCSBP ELECTION
How do you make your initial RCSBP election? Click here to find out.
MAINTAINING RCSBP ELECTIONS
Be sure to keep your RCSBP elections up to date over time. Click to learn how to do that.
RCSBP BASIC QUESTIONS
Have basic questions about the RCSBP? Click to find some of the answers.
SBP PREMIUM CALCULATOR
See personalized reports, perform "what-if" exercises to see how your premium might change, and review related fact sheets.
SBP FACT SHEET - SURVIVOR OF RETIRED SOLDIER
As a survivor of a Soldier who retired from the Army, use the fact sheet to learn some basic information about your SBP annuity.
SBP FACT SHEET - SURVIVOR OF A SOLDIER WITH A LINE OF DUTY DEATH
As a survivor of a Soldier who died in the line of duty, use this fact sheet to learn some basic information about your SBP annuity
SURVIVOR BENEFITS CALCULATOR
Use this CAC-enabled tool to see some of the benefits that will be important for your estate planning.
SURVIVING SPOUSES PAGE
Our Surviving Spouses page has links to more resources on survivor benefits and assistance.
OFFICE OF FINANCIAL READINESS
Find additional financial resources concerning estate planning.
CHANGES TO OPTIONAL CHILD ONLY
Learn about the repeal of the optional child annuity and the transition.
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