The Department of Defense Survivor Benefit Plan (SBP) program was established by Congress in 1972 to give retiring Soldiers a way to provide a portion of their retired pay to their eligible survivors should they pass away. Choosing to participate in the SBP program extends a portion of the benefit of retired pay past the lifetime of the Retired Soldier to their eligible survivor(s).

DA SBP BRIEFING

Everything you need to know about the Survivor Benefit Plan, or SBP.

RETIREMENT PLANNING GUIDE

Read Chapter 6 for SBP information for retiring Soldiers and Chapter 7 for former spouse SBP information.

RETIRED SOLDIER HANDBOOK

Find information on the SBP and annuities for certain military surviving spouses in Chapter 9.

DOD ACTUARY SBP PAGE

Information about replacing SBP with life insurance, DoD subsidies for SBP premiums, and more.

SBP PREMIUM CALCULATOR

See personalized reports, perform "what-if" exercises to see how your premium might change, and review related fact sheets.

THE OFFICE OF FINANCIAL READINESS

Find additional financial resources on SBP and other related topics with financial planning.

SBP-DIC OFFSET ELIMINATION

The SBP-DIC offset is being phased out, with changes in some SBP annuities starting February 1, 2021. Watch to find out more.

CHANGES TO THE SBP

Learn about changes occurring to the SBP starting in 2021.

SBP-DIC OFFSET NEWS 

Get updated news about the SBP-DIC Offset Phased Elimination.

SBP PLANNING WHILE SERVING FACT SHEET

Learn all about the Survivor Benefit Plan as it applies to you and your family while your Soldier is still serving

SURVIVOR BENEFITS CALCULATOR

Use this CAC-enabled tool to see some of the benefits that will be important for your estate planning.

DA RCSBP BRIEFING

Learn all about the Reserve Component Survivor Benefit Plan, or RCSBP.

RCSBP FACT SHEET

This fact sheet explains how participation in RCSBP affects the general provisions of the SBP.

INITIAL RCSBP ELECTION

How do you make your initial RCSBP election? Click here to find out.

MAINTAINING RCSBP ELECTIONS

Be sure to keep your RCSBP elections up to date over time. Click to learn how to do that.

RCSBP BASIC QUESTIONS

Have basic questions about the RCSBP? Click to find some of the answers.

SBP PREMIUM CALCULATOR 

See personalized reports, perform "what-if" exercises to see how your premium might change, and review related fact sheets.

SBP FACT SHEET - SURVIVOR OF RETIRED SOLDIER

As a survivor of a Soldier who retired from the Army, use the fact sheet to learn some basic information about your SBP annuity.

SBP FACT SHEET - SURVIVOR OF A SOLDIER WITH A LINE OF DUTY DEATH

As a survivor of a Soldier who died in the line of duty, use this fact sheet to learn some basic information about your SBP annuity

SURVIVOR BENEFITS CALCULATOR

Use this CAC-enabled tool to see some of the benefits that will be important for your estate planning.

SURVIVING SPOUSES PAGE

Our Surviving Spouses page has links to more resources on survivor benefits and assistance.

OFFICE OF FINANCIAL READINESS

Find additional financial resources concerning estate planning.

CHANGES TO OPTIONAL CHILD ONLY

Learn about the repeal of the optional child annuity and the transition.
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