Soldiers should start gathering information and planning their military retirement 12-24 months before they submit the application for retirement. In a survey of Retired Soldiers, 88% indicated their retirement planning seminar was "extremely" or "critically" important to their retirement planning. Changing from military to civilian lifestyles is not always an easy task, but planning can be a big help. Upon military retirement, Soldiers change locations, careers, and lifestyles. At least 12 months before the planned retirement, Soldiers should attend a retirement planning seminar provided by a Retirement Services Officer (RSO). Soldiers are encouraged to attend a retirement planning seminar long before their retirement application is submitted and again shortly before their actual retirement date. Spouses are strongly encouraged to attend the seminar.
Visit your Retirement Services Officer for information on briefing dates, times, and locations.
Retirement planning Documents
Getting Ready to Retire
- Applying for Active Enlisted Retirement
- Applying for Active Officer Retirement
- Applying for Reserve Component Retirement
- Types of Retirement
- Survivor Benefit Plan
- Estimate your Retired Pay
- DoD Actuary Comparison of SBP to Life Insurance
- Estimate your SBP Premiums
- Retired Pay plans and how your retired pay is calculated
- U.S. Department of Veterans Affairs Welcome Kit