Retirement Planning

Soldiers should start gathering information and planning their military retirement 24 months before they submit the application for retirement. In a survey of Retired Soldiers, 88% indicated their retirement planning briefing was " extremely" or "critically" important to their retirement planning. It's important to understand that this briefing is required in addition to any Soldier for Life Transition Assistance Program briefings. While SFL-TAP focuses on future employment, the "RSO Brief" explains all of the other things retiring Soldiers need to know or make decisions about before they retire.

Between 12 and 24 months before the planned retirement, Soldiers should attend a retirement planning briefing provided by a certified Retirement Services Officer. Soldiers are encouraged to attend one long before they submit their retirement application and again in the months before actually retiring. Spouses are strongly encouraged to attend the briefing.

Visit your Retirement Services Officer for information on briefing dates, times, and locations.

Retirement planning Documents

Reserve Component Retirement Services

Army Reserve

Reserve Retirement Points Information Guide - PDF - This information guide provides an overview and standard operating procedures for the Reserve Component Retirement Points Accounting System (RPAS); when, where, and how to contact Human Resources Command (HRC) for assistance and input; when, where, and how to review Soldier retirement point records; business rules on cases unit personnel should complete and those that require assistance from HRC; documentation required and how to acquire it to support retirement points transactions and corrections.

Army National Guard

Army Reserve Retirement Services Offices:

    • 9th Mission Support Command
      Retirement Services Office
      Daniel K. Inouye Complex
      1557 Suehiro Road
      Honolulu, HI 96819-2135
      Office: (808) 438-1600 x3263/3530/3553
      (States: AK, AS, GU, HI, JP, KR, and MP)

    • 63rd Readiness Division
      Retirement Services Office
      230 RT Jones Road
      Mountain View, California 94043-1809
      Office: (650) 526-9511/9512/9513
      FAX: (650) 526-9477
      (States: AR, AZ, CA, NM, NV, OK and TX)

    • 81st Readiness Division
      Retirement Services Office
      1525 Marion Ave.
      Fort Jackson, South Carolina 29207
      Office: (803) 751-9864/9698
      DSN: 734-9865
      FAX: (803) 751-3152
      (States: AL, FL, GA, KY, LA, MS, NC, PR, SC, TN)

    • 88th Readiness Division
      Retirement Services Office
      60 South O Street
      Ft. McCoy, Wisconsin 54656-5138
      Office: (608) 388-7448/9321
      DSN: 280-0596
      FAX:(608) 388-0605
      (States: CO, IA, ID, IL, IN, KS, MI, MN, MO, MT, ND, NE, OH, OR, SD, UT, WA, WI, WY)

  • 99th Readiness Division
    Retirement Service Office
    5231 S Scott Plaza
    FT Dix, New Jersey 08640-5730
    Office: (609) 562-1696/7055
    FAX: (609) 562-7981/7632
    (States: CT, DE, MA, MD, ME, NH, NJ, NY, PA, RI, VA, VT, WV, and Europe)
Reserve Component Retirement Services Offices - Link to Human Resources Command's Reserve Retirements Branch.

Use the Resource Locator to find a National Guard point of contact in any state.

Army Reserve Pre-Retirement Training Events: