The TRICARE Retiree Dental Program (TRDP) is available to all military retirees (including “gray area” retirees under age 60) and their eligible family members, unremarried surviving spouses and their eligible children, as well as Medal of Honor recipients and their eligible immediate family members. The program covers cleanings, exams, fillings, root canals, gum surgery, oral surgery and dental accidents on the first day that coverage becomes effective; after 12 months of being in the program, it then covers crowns, bridges, partials, braces and dental implants. (New retirees who enroll within four months after retirement from the Uniformed Services or transfer to Retired Reserve status are eligible to waive the 12-month waiting period for major services; supporting documentation is required.)
The TRDP provides every enrollee an annual maximum of $1,300 per person, a $1,200 annual maximum for dental accidents and a $1,750 lifetime maximum for orthodontics. It is important to note that the money that the TRDP pays out for preventive and diagnostic services doesn’t count against the annual maximum – those benefits are in addition to the $1,300. Retirees can find more information on the program, as well as enroll 24/7/365, online by visiting trdp.org.
TRDP enrollees realize the maximum program savings (an average of 22%) when seeing a network provider. To find a network provider, as well as utilize the Consumer Toolkit to view processed claims, see annual maximum information, sign up to receive paperless Explanation of Benefits and more, please visit trdp.org. You can also obtain more information by contacting Doug Schobel at email@example.com.